Last Updated: February 24, 2026
Welcome to Ken Carrasco Solutions Group. By accessing or using our website (kencarrasco.com), downloading our resources, or engaging our consulting services, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you may not access our website or use our services.
These Terms constitute a legally binding agreement between you and Ken Carrasco Solutions Group, a sole proprietorship operating in San Jose, California ("Company," "we," "us," or "our").
Ken Carrasco Solutions Group provides executive risk advisory, security consulting, threat assessment, and related professional services ("Services"). Our Services include but are not limited to:
Advisory Relationship: Our Services are advisory in nature. We provide strategic guidance, recommendations, and consulting services. We do not provide operational security services, law enforcement functions, or legal advice.
No Guarantees: While we apply professional expertise and industry best practices, we cannot and do not guarantee specific outcomes, results, or the prevention of security incidents. Security is an ongoing process that involves multiple factors, many of which are beyond our control.
Client Responsibility: Clients are responsible for implementing recommendations, maintaining security programs, and making final decisions regarding their security posture. Our role is to inform and advise; implementation and execution remain the client's responsibility.
Service Agreements: Specific consulting engagements are governed by separate service agreements that detail the scope of work, deliverables, timeline, and compensation. These service agreements supplement and incorporate these Terms by reference.
Scope Limitations: Our Services are limited to the specific scope defined in the applicable service agreement. Any work outside the agreed scope requires a separate written agreement and additional compensation.
Client Cooperation: Effective consulting requires client cooperation, including timely provision of information, access to personnel and facilities (as agreed), and responsiveness to inquiries.
Invoicing: Payment is due upon submission of invoice unless otherwise specified in the service agreement.
Credit Card Payments: Services and resources purchased through kencarrasco.gumroad.com are processed immediately via credit card at the time of purchase.
Late Payment: Invoices not paid within 30 days of the invoice date may be subject to late fees of 1.5% per month or the maximum allowed by law, whichever is less.
No Refunds: All sales of services and digital products are final. We do not offer refunds for completed advisory sessions, delivered consulting services, or downloaded digital resources (including the Executive Risk Checklist and other materials).
Ownership: All content on this website, including but not limited to text, graphics, logos, images, video, audio, software, and downloadable resources (collectively, "Content"), is the property of Ken Carrasco Solutions Group and is protected by United States and international copyright, trademark, and other intellectual property laws.
Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use our website and download resources for your personal or internal business use only. You may not:
Work Product: Deliverables created specifically for a client under a service agreement are governed by the intellectual property provisions in that agreement.
Mutual Confidentiality: Both parties acknowledge that consulting engagements may involve the exchange of confidential information. Each party agrees to maintain the confidentiality of the other party's proprietary and confidential information and to use such information solely for the purposes of the engagement.
Exceptions: Confidentiality obligations do not apply to information that: (a) is or becomes publicly available through no breach of these Terms, (b) is rightfully received from a third party without confidentiality restrictions, (c) was independently developed, or (d) is required to be disclosed by law or court order.
Client Confidentiality: We maintain strict confidentiality regarding client identities and engagement details unless explicitly authorized by the client to disclose such information (for example, as testimonials or case studies).
DISCLAIMER OF WARRANTIES: OUR SERVICES AND WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
LIMITATION OF LIABILITY: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL KEN CARRASCO SOLUTIONS GROUP BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO THESE TERMS OR THE USE OF OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
MAXIMUM LIABILITY: OUR TOTAL AGGREGATE LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY.
Basis of the Bargain: You acknowledge that the fees charged reflect this allocation of risk and that we would not provide the Services without these limitations.
You agree to indemnify, defend, and hold harmless Ken Carrasco Solutions Group, its owner, and its representatives from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of our Services or website, (b) your violation of these Terms, (c) your violation of any rights of another party, or (d) your implementation (or failure to implement) of our recommendations.
You agree not to:
Our website may contain links to third-party websites or services (including Kit, Formspree, and Gumroad) that are not owned or controlled by Ken Carrasco Solutions Group. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party websites or services.
We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our website or Services after such modifications constitutes your acceptance of the updated Terms.
By You: You may discontinue use of our website and Services at any time.
By Us: We reserve the right to suspend or terminate your access to our website or Services at any time, with or without cause, and with or without notice.
Effect of Termination: Upon termination, your right to use our website and Services will immediately cease. Provisions of these Terms that by their nature should survive termination (including intellectual property, confidentiality, limitation of liability, and governing law provisions) shall survive.
Informal Resolution: In the event of any dispute, claim, or controversy arising out of or relating to these Terms or our Services, the parties agree to first attempt to resolve the matter informally by contacting us at ken@kencarrasco.com.
Arbitration: If informal resolution is unsuccessful, any dispute shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration shall take place in San Jose, California. Each party shall bear its own costs and expenses, including attorneys' fees.
Class Action Waiver: You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action or other representative action.
These Terms and any disputes arising out of or related to these Terms or our Services shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.
To the extent that arbitration does not apply, you agree to submit to the exclusive jurisdiction of the state and federal courts located in Santa Clara County, California for the resolution of any disputes.
Ken Carrasco maintains professional standards consistent with industry best practices and, where applicable, guidelines established by professional organizations such as ASIS International. Our work is informed by over 20 years of experience in Fortune 100 companies and complex organizations.
Neither party shall be liable for any failure or delay in performance due to circumstances beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.
These Terms, together with any service agreements and our Privacy Policy, constitute the entire agreement between you and Ken Carrasco Solutions Group regarding the use of our website and Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.
If you have any questions about these Terms, please contact us:
Ken Carrasco Solutions Group
San Jose, California
Email: ken@kencarrasco.com
Phone: (408) 966-3217
BY USING OUR WEBSITE OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.